Risk Disclosure

PGX exists for one purpose: to pay for services on this platform — advisory sessions, private AI queries, security work and dashboard syncs. It is not a share, bond, unit trust, deposit, collective investment scheme or derivative, and holding it gives you no equity, dividend, interest, profit share, redemption right or claim on our assets or revenue.

We make no promise of any price, yield, buyback or return, and nothing on this site is investment advice or an invitation to invest.

We do not operate a trading venue, do not list PGX on any exchange, and make no commitment to create or support a market for it. Any secondary market that develops is outside our control, and there may be no buyer at any price when you want to sell. The value of PGX can fall, and can fall to zero.

PGX allocations are sold on a final basis. Once tokens have been transferred to the BNB Chain wallet you supplied, they cannot be returned, reversed, cancelled or exchanged for money, and no refund is issued for unused, partly used or unspent tokens. This applies even if you later stop using the service, lose access to your wallet, or decide the service is not what you expected.

The only exceptions are where a refund is required by mandatory consumer law in your jurisdiction, or where we receive your payment and fail to transfer the tokens you paid for. Nothing in this section removes a right you have under a law that cannot be excluded.

PGX is delivered to a wallet you control and we never hold your keys. That means we cannot move, freeze or reclaim your tokens — and we also cannot help you recover them. A lost seed phrase, a lost device, a mistyped address, or tokens sent on the wrong network mean permanent and unrecoverable loss. Verify the contract address with your advisor before any transfer, and send a small test amount first.

Self-custody also puts the security burden on you: phishing sites, fake token contracts, malicious wallet approvals and address-swapping malware are all common. No one from luminousPGX will ever ask for your seed phrase or private key.

PGX is a BEP-20 token on BNB Smart Chain. Blockchains can congest, halt, reorganise or be forked, and third-party infrastructure such as nodes and wallets can fail. A defect in the token contract or in a wallet you use could affect your balance. On-chain transactions are irreversible, and no insurance covers these risks.

The value of PGX is tied to the services it unlocks. If we change, restrict or discontinue a service, or cease operating, tokens are not redeemable for cash and may lose their only use. Service availability, included capabilities and the PGX cost of each service may change over time, and some services may not be available in your jurisdiction.

Rules on digital tokens differ by country, are unsettled, and are changing quickly. It is your responsibility to establish whether you may lawfully acquire and hold PGX where you live, and to declare and pay any tax that applies to your acquisition, holding or disposal of it. We may be required to restrict or refuse an allocation, or to ask you for identity, residency and source-of-funds information before any transfer.

Nothing on this site is legal, tax, accounting, financial or medical advice. Our AI tools produce informational output only and are not a substitute for a licensed professional.